The Ontario Trillium Benefit (OTB) is a monthly financial assistance program funded by the Province of Ontario and administered by the Canada Revenue Agency (CRA). It combines three tax credits into a single monthly payment to help low- and moderate-income residents manage essential expenses.
OTB Tax Credit Components
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
- Ontario Sales Tax Credit (OSTC)
These payments help Ontario residents cover costs related to housing, energy, and sales tax expenses.
Updated OTB Payment Amounts for 2025
The OTB payment amount depends on income level, residency, household size, and property ownership. Payments are calculated based on the previous year’s tax return.
| Tax Credit Component | Maximum Amount |
|---|---|
| Ontario Energy and Property Tax Credit (OEPTC) | Up to $1,248 (ages 18-64) / Up to $1,421 (ages 65+) |
| Northern Ontario Energy Credit (NOEC) | Up to $180 (singles) / Up to $277 (families) |
| Ontario Sales Tax Credit (OSTC) | Up to $360 per person, including each dependent under 19 |
For example, a senior (65+) residing in Northern Ontario and eligible for all three credits could receive up to $2,058 annually, distributed in monthly payments.
Ontario Trillium Benefit (OTB) 2025 Payment Dates
The OTB payments are issued by the Canada Revenue Agency (CRA) on behalf of the Ontario government. Payments appear as Canada Pro Deposit in recipients’ bank accounts.
| Payment Month | Payment Date |
|---|---|
| January | 10 January 2025 |
| February | 10 February 2025 |
| March | 10 March 2025 |
| April | 10 April 2025 |
| May | 9 May 2025 |
| June | 10 June 2025 |
| July | 10 July 2025 |
| August | 8 August 2025 |
| September | 10 September 2025 |
| October | 10 October 2025 |
| November | 10 November 2025 |
| December | 10 December 2025 |
If the payment date falls on a weekend or public holiday, deposits may be processed on the previous business day.
Eligibility Criteria for OTB 2025
To qualify for OTB payments, applicants must meet specific eligibility requirements for each tax credit.
General Eligibility Criteria for OTB
- Must be a resident of Ontario
- Must have filed an income tax return for the relevant year
- Must hold a valid Social Insurance Number (SIN)
Specific Eligibility for Each OTB Component
Ontario Energy and Property Tax Credit (OEPTC)
- Must have been an Ontario resident as of December 31, 2023
- Must have paid rent or property taxes in Ontario
- Long-term care residents or individuals living on a reserve must have paid energy costs
Northern Ontario Energy Credit (NOEC)
- Must reside in Northern Ontario
- Must be 18 years or older, married, or a parent
- Must have paid property taxes or energy costs
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Ontario Sales Tax Credit (OSTC)
- Must be at least 19 years old
- Must be married, in a common-law relationship, or a parent living with their child
Even if you have no taxable income, filing a tax return ensures you receive OTB payments if eligible.
How to Apply for the Ontario Trillium Benefit (OTB) 2025
There is no separate application for OTB. The Canada Revenue Agency (CRA) automatically assesses eligibility when individuals file their annual tax return.
Steps to Receive OTB Payments:
- File your 2024 income tax return with the CRA.
- Ensure you claim the Ontario credits section on your return.
- If eligible, your OTB payments will begin in July 2025.
If you are unsure whether you qualify, use the CRA’s online benefits calculator to estimate your payment.
Why Apply for the Ontario Trillium Benefit?
The Ontario Trillium Benefit provides valuable financial aid to low- and moderate-income residents by helping them:
- Reduce energy and property tax costs
- Lower sales tax expenses
- Assist seniors and Northern Ontario residents with higher benefit payments
To receive OTB payments in 2025, ensure your 2024 tax return is filed on time.
Frequently Asked Questions
Who is eligible for the Ontario Trillium Benefit in 2025?
Ontario residents who file a 2024 tax return and meet the eligibility criteria for at least one of the three tax credits qualify for OTB.
When will I receive my first OTB payment in 2025?
OTB payments are issued monthly, starting in July 2025, based on your 2024 tax return.
How do I check my OTB payment status?
You can track your payment through CRA My Account or by calling the CRA Benefits Line.
Will OTB payments affect my income tax refund?
No, OTB payments are tax-free credits and do not impact your refund or tax liability.
What if I miss the tax filing deadline?
If you miss the deadline, you may experience delays or lose eligibility for OTB payments in 2025.
Can I receive OTB if I have no income?
Yes! Even if you have zero taxable income, you may still qualify if you meet the program’s eligibility requirements.
How can I update my banking details for OTB deposits?
Log in to your CRA My Account and update your direct deposit information to ensure timely payments.
Where can I find official updates on OTB?
Visit the Ontario Government website or CRA portal for the latest updates on Trillium Payments and eligibility.
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