The Central Bank of India has announced the Credit Officer Recruitment 2025, offering 1000 vacancies for the position of Credit Officer in Junior Management Grade Scale-I (JMGS-I). Candidates selected through this recruitment must complete a one-year Post-Graduate Diploma in Banking & Finance (PGDBF) before joining the bank as full-time employees.
This recruitment drive provides an exceptional opportunity for graduates seeking a secure banking job with excellent career growth prospects.
Important: The application window is open from January 30, 2025, to February 20, 2025.
What are the Important Dates for Central Bank of India Recruitment 2025?
| Event | Date |
|---|---|
| Notification Release Date | January 30, 2025 |
| Application Start Date | January 30, 2025 |
| Application End Date | February 20, 2025 |
| Admit Card Release Date | To Be Announced |
| Online Exam Date | To Be Announced |
Candidates should apply early to avoid last-minute technical issues.
What are the Available Posts and Vacancy Details?
The 1000 Credit Officer vacancies are distributed across different categories as follows:
| Category | Vacancies |
|---|---|
| General (UR) | 405 |
| OBC | 270 |
| SC | 150 |
| ST | 75 |
| EWS | 100 |
| Total | 1000 |
Reservations are provided as per government guidelines.
Who is Eligible for Central Bank Credit Officer Recruitment 2025?
Candidates must fulfill the following educational qualifications, age limits, and nationality criteria to be eligible for the recruitment.
Educational Qualification:
- Graduation Degree in any discipline with at least 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university or institute.
- Candidates must have a valid degree certificate and mention their percentage during online registration.
Age Limit: (As of November 30, 2024)
- Minimum Age: 20 years
- Maximum Age: 30 years
Age Relaxation:
- SC/ST: +5 years
- OBC (Non-Creamy Layer): +3 years
- PwBD: +10 years
Nationality:
Eligible candidates must be:
- Indian citizens, or
- Subjects of Nepal or Bhutan, or
- Tibetan refugees who migrated to India before January 1, 1962, with the intent to settle permanently.
What is the Selection Process for Central Bank of India Credit Officer Recruitment 2025?
The selection process includes two key stages:
1. Online Examination:
The online exam will have both objective and descriptive tests to assess candidates’ aptitude and banking knowledge.
| Section | No. of Questions | Maximum Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 25 minutes | English |
| Quantitative Aptitude | 30 | 30 | 25 minutes | English/Hindi |
| Reasoning Ability | 30 | 30 | 25 minutes | English/Hindi |
| General Awareness (Banking Industry) | 30 | 30 | 15 minutes | English/Hindi |
| Descriptive Test (Letter & Essay Writing) | 2 | 30 | 30 minutes | English |
| Total Marks | – | 150 | – | – |
✅ No negative marking is applicable in the examination.
2. Interview:
- Total Marks: 50
- Minimum Qualifying Marks:
- General/EWS: 50%
- SC/ST/OBC/PwBD: 45%
Final selection will be based on the combined performance in the online test and interview.
How to Apply for Central Bank of India Credit Officer Recruitment 2025?
Follow these steps to apply online:
- Visit the Official Website:
- Go to centralbankofindia.co.in.
- Access the Recruitment Section:
- Click on “Apply Online for Credit Officers – PGDBF” link.
- Register an Account:
- Provide basic details to generate a provisional registration number and password.
- Fill Out the Application Form:
- Enter personal information, educational qualifications, and work experience (if applicable).
- Upload Required Documents:
Attach scanned copies of the following:- Passport-sized photograph
- Signature
- Left thumb impression
- Handwritten declaration (as per format provided in the notification)
- Pay the Application Fee:
- Use Debit Card, Credit Card, Net Banking, or UPI for payment.
- Review & Submit:
- Verify all details carefully before final submission.
- Download Confirmation Page:
- Save and print the confirmation receipt for future reference.
What is the Application Fee for Central Bank Credit Officer Recruitment 2025
| Category | Application Fee (₹) |
|---|---|
| General/OBC/EWS | ₹750 |
| SC/ST/PwBD/Women | ₹150 |
Application fees are non-refundable and must be paid online.
What is the Salary for Central Bank Credit Officers?
Selected candidates will be appointed as Credit Officers (JMGS-I) with the following salary package:
| Post Name | Salary Range (₹/Month) |
|---|---|
| Credit Officer (JMGS-I) | ₹48,480 – ₹85,920 |
Additional Benefits:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits for employees and their families
- Leave Travel Concession (LTC)
- Housing Loan Facilities at subsidized rates
The total salary package, including allowances, ensures a lucrative remuneration.
Why Join Central Bank of India?
- Competitive Salary: Starting at ₹48,480/month.
- Career Growth: Opportunities for promotions and professional development.
- Job Security: Work with one of India’s oldest and most reputed banks.
- Employee Benefits: Access to housing loans, LTC, pension schemes, and more.
- Training and Development: Gain valuable skills through the PGDBF course.
FAQs
How many vacancies are available in the Central Bank of India Credit Officer Recruitment 2025?
There are 1000 vacancies for the position of Credit Officer.
What is the last date to apply?
Candidates must apply before February 20, 2025.
What are the educational qualifications required?
Applicants must have a graduation degree with at least 60% marks (55% for reserved categories).
Is there any age relaxation?
Yes. SC/ST: +5 years, OBC (NCL): +3 years, PwBD: +10 years.
How is the selection process conducted?
The process includes an online exam followed by an interview.
What is the application fee?
- General/OBC/EWS: ₹750
- SC/ST/PwBD/Women: ₹150
What is the salary range for Credit Officers?
Credit Officers will earn between ₹48,480 – ₹85,920 per month, excluding allowances.
Is there any negative marking in the online exam?
No, there is no negative marking in the examination.
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